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RATES MAY
CHANGE WITHOUT NOTICE.
| MORTGAGES/SECOND
MORTGAGES |
|
| Loan Type |
APR* |
Term |
| Mortgages |
|
 |
| First Mortgage (Refinance) |
5.00%
|
30 Years
|
| First Mortgage (Refinance) |
4.875%
|
15 Years
|
 |
| Home Equity Second Mortgage |
6.00% |
60 Mos |
| Home Equity Second Mortgage |
6.00% |
120 Mos
|
 |
| Home Equity Line of Credit |
4.00% |
N/A |
|
LOAN DISCLOSURE:
The APR shown above represents the lowest rate available. The actual rate charged may be adjusted based on borrower's credit worthiness.
Home Equity Line of Credit: The variable rate can adjust quarterly and is indexed to the Wall Street Journal Prime Rate, subject to a floor of 4.00% and a maximum of 18.00%. Reasonable closing costs (ranging between $200 to $400) will be paid by the borrower at loan closing.

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