|
RATES MAY
CHANGE WITHOUT NOTICE.
| MORTGAGES/SECOND
MORTGAGES |
|
| Loan Type |
APR* |
Term |
| Mortgages |
|
 |
| Home Equity Second Mortgage |
5.500% |
60 Mos |
| Home Equity Second Mortgage |
6.900% |
120 Mos |
 |
| Home Equity Line of Credit |
8.250% |
N/A |
|
LOAN DISCLOSURE:
The APR shown above represents the lowest rate available. The actual
rate charged may be adjusted based on borrower's credit worthiness.
Home Equity Line of Credit: The variable rate can adjust quarterly
and is indexed to the Wall Street Journal Prime Rate, subject to
a floor of 4.00% and a maximum of 18.00%. Reasonable closing
costs (ranging between $200 to $400) will be paid by
the borrower at loan closing.

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